Author: Kalare Insurance
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What Restaurant Owners Need to Know About Liquor Liability
If your business serves alcohol, standard General Liability likely isn’t enough on its own. Here’s what liquor liability actually covers — and the misconceptions that create real gaps.
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Do You Actually Need an Umbrella Policy? Here’s How to Tell
Umbrella insurance often gets treated as an afterthought. Here’s how to tell whether it’s actually one of the most cost-effective ways to protect your business.
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5 Insurance Mistakes Contractors Make Before Signing a New Contract
Before you sign your name on a new contract, your insurance policy deserves a second look. Here are five mistakes we see contractors make — often without realizing it.
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What’s the Difference Between Admitted and Excess & Surplus (E&S) Coverage?
Ever notice your policy is placed with a carrier you’ve never heard of? Here’s what the admitted vs. excess & surplus market split actually means for your coverage.